Creative Finance Solutions for Houston Homeowners
Sell your house on your terms. Keep your low interest rate. Get cash now.
Subject-To Existing Mortgage
With a "subject-to" sale, you transfer the deed to us, and we take over making your mortgage payments. The loan stays in your name, but we handle everything. This is perfect for tired landlords who want out but don't want to lose their low interest rate or pay capital gains.
- Avoid foreclosure and protect your credit
- No need to bring cash to closing
- We handle all repairs and tenant issues
- You receive cash upfront for moving expenses
Wrap-Around Mortgage
A wrap-around mortgage allows you to sell your home to a buyer who makes payments to you, and you continue paying your underlying mortgage. This creates a spread that can provide you with passive income. We can structure these deals to benefit both parties.
Benefits for Home Sellers
- Flexible terms and higher sale price potential
- Faster closing than traditional sales
- No upfront repair costs
- Potential for ongoing monthly income